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Best Bank Account Bonus Offers In December 2024

Up To $3,000 With Chase Private Client Checking

Chase Private Client Checking is the top of the line Chase offering for customers. You get to experience a banking relationship that beings you more, including a team dedicated to you, no ATM fees worldwide, no Chase fees on incoming or outgoing wire transfers, and more.

And right now, you can get up to a $3,000 bonus when you open an account with qualifying activities. 

You can earn $1,000 when you deposit $150,000, or earn $2,000 when you deposit $250,000, or earn $3,000 when you deposit $500,000 or more.

In order to qualify, within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, and J.P. Morgan Wealth Management retirement accounts). Your bonus will be determined on day 45. Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We’ll add it to your account within 40 days.

Read our full Chase Bank review here.

Learn more about Chase Private Client here.

best bank bonus: chase private client $3000

Get up to a $3,000 bonus!

$300 With Live Oak Bank Personal Savings

Live Oak Bank is an FDIC-insured bank that is on a mission to be America’s small business bank. They offer a great personal savings account. You can open an account online in minutes, and they are designed to make opening an account simple and easy!

The high yield savings account has a 4.20% APY, and you only need a balance of $0.01 to start earning!

And right now, you can get up to a $300 bonus when you open an account and complete qualifying activities.

To earn you $300 bonus for personal savings, you must do the following:

  • Open an account between 11/12/2024 and 1/13/2025
  • Deposit at least $20,000 and fully fund by January 13, 2025
  • Funding must come from an external account
  • Maintain a balance of $20,000 or more for 60 consecutive days

Read our full Live Oak Bank review here.

Live Oak Bank

$300 with Key Smart Checking® 

Key Bank offers the Key Smart Checking®  Account. This checking account is a free, non-interest-bearing account that has no minimum balance requirement, offers automatic overdraft protection from a linked KeyBank savings account, paper checks, and more!

They are very mobile friendly, have access to over 40,000 fee-free ATMs.

Plus, right now they are offering a great bonus offer! You can earn a $300 cash bonus when you open a Key Smart Checking® account online by May 16, 2025 and complete qualified activities.

To qualify, you must do the following:

  • Open a Key Smart Checking® online account by May 16, 2025
  • Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening

Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Accounts must not be closed at the time of gift payment.

Learn more about Key Smart Checking® here.

Read our full KeyBank review here.

best bank bonus: keybank checking

Earn A $300 Cash Bonus* with BMO Smart Advantage Checking

The Smart Advantage Checking Account is a great basic checking account with $0 monthly maintenance fee (with paperless statements).  

This account also gives you access to 40,000 fee-free ATMs nationwide! And, if you enroll in paperless statements, the $3 monthly fee for check images are waived.

Right now, earn a $300 cash bonus when you open a new Smart Advantage checking account and complete qualifying activities between 11/1/24 and 2/3/25. To qualify for the bonus, you need to have $4,000 in direct deposits within 90 days of opening.*

Read our full BMO review here.

Learn more about BMO Smart Advantage Account here.

* Conditions Apply. Accounts are subject to approval. Available in the U.S. BMO Bank N.A. Member FDIC

BMO

Earn a $300 cash bonus! At BMO Bank N.A. Member FDIC

Up To $300 With PSECU

PSECU is Pennsylvania’s largest credit union. They offer a top-notch free checking account with no monthly maintenance fees and no minimum balance requirements. Their accounts also offer access to over 70,000 surcharge-free ATMs, free checks, and debit card rewards!

And right now, you can get up to a $300 bonus when you open a account and complete qualifying activities.

  • You earn $200 when you become a PSECU member using promo code RIGHTNOTE and add a free checking account with debit card. You also need to login to online banking and activate your debit card within 30 days. You also need to establish one or more qualifying payroll direct deposits that together total $500. 
  • You earn another $100 when you establish one or more qualifying payroll direct deposits that together total $500 per calendar month are maintained for the first 90 days and the total amount deposited is at least $1,500. You must also complete a minimum of 10 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $100.

Check out PSECU here >>

best credit union bank bonus offer: psecu

$200 With Barclays Bank

Barclays Bank has a tiered savings account that’s highly comparable to other high yield online savings accounts. 

Unlike others on this list, there are no monthly maintenance fees on this account with Barclays. They are about as traditional a bank as you get. 

Right now you can earn up to 4.80% APY, with minimum balance requirements.

The tiers are:

Bonus Offer: Right now, Barclays is offering a $200 bonus to new bank customers who open a Tiered Savings account and deposit at least $25,000 within the first 30 days. You’ll need to maintain at least $25,000 for the next 120 days, and the $200 bonus will be added directly to the account. Terms apply. 

Read our full Barclay’s Bank review here.

Open an account here >>

bank bonus: barclays

$200 With Upgrade Rewards Checking

Upgrade Rewards Checking is currently offering a $200 bonus when you open a Rewards Checking account with a personal loan, and make three qualifying debit card transactions within the first 60 days.

The Upgrade Rewards Checking account is one of our top picks for free checking because there are no minimum deposits, no monthly maintenance fees, no ATM fees, and more!

Bonus: Right now, you can earn a $200 bonus if you combine the Rewards Checking account with an Upgrade personal loan and make 3 qualifying debit card transactions.

  • Just open an Upgrade Personal Loan and Upgrade Rewards Checking Account
  • Fund your account and make three debit card transactions within the first 60 days
  • $200 bonus will be credited to your account within 60 days of completing the above requirements

Read our full Upgrade review here.

best bank promotions: Upgrade Rewards Checking

$100 with Chase Secure Banking

The Chase Secure Banking℠ is a solid basic checking account option that doesn’t do any type of credit or banking score check. It does have a monthly fee, but if you need a solid banking option, it could be worthwhile.

Chase Secure Banking℠ has a $4.95 per month fee.

Bonus: Right now, you can get up to a $100 bonus when you open an account and complete qualifying activities. That’s awesome!

Read our full Chase Bank review here.

Checking account bonus offer: Chase Secure Banking

$100 with Chase College Checking

The Chase College Checking℠ account is one of the best checking accounts designed for students. Students between the ages of 17-24 don’t have to worry about maintenance fees. $0 Monthly Service Fee for students 17 to 24 years old at account opening, enrolled in college or a vocational, technical or trade school, up to the graduation date provided at account opening (five years maximum) or $12 Monthly Service Fee.

And right now, you can get $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment! That’s awesome!

Chase College Checking℠ has no monthly service fee for up to five years if you’re a student between 17 and 24.

Read our full Chase Bank review here.

Checking account bonus offer: Chase Secure Banking
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