The Free Tool That Could Change Your Life

Absolutely NO Obligations: This is not a trap. You are not signing up for Debt Review if you use the calculator. This is designed purely for your own benefit, to find out whether or not you are over-indebted and to see how much you could potentially save in the future. 

So, How does this calculator work?

Imagine this calculator as your debt and savings X-ray! 

This whole process is quick and painless:  

• Start by entering your monthly nett income: This is the amount you take home after deductions. (PAYE) (UIF) etc.
• Secondly you type in your other monthly income: This could be property rental, or maybe you have an investment.
• Thirdly you will list your monthly living expenses: This is your groceries, rent, electricity, transport, medical aid, clothing and more. We have broken it down into categories for easy use. 
• Lastly list your credit repayments: If you have a home loan, motor vehicle finance, any credit cards and all your store accounts. 
• Press enter and the calculator does the calculations for you. You will quickly see the results to find out whether or not you are spending more than you are earning! 

Did you know?

If your monthly credit repayments and your living expenses exceed your monthly income, you are over indebted. This is where Debt Rescue will step in and show you how we can help you get out of your debt.  

What happens Next?

After you have filled in all the required information and completed the calculation, you will have a better understanding of your financial position. If it turns out that you are over indebted, we will be able to assist you further. 

• An accredited debt counsellor will review all your finances. This includes your income, expenses, debt repayments and they will create a new personalised plan, just for you. 
• This debt counselling plan will also show you how much you can potentially save every single month. 
• All your debt will be consolidated into one reduced payment! 
• You will be legally protected from creditors, so there will be no more phone calls or final notices. 
• If you are afraid of losing your home or car, Debt Counselling safeguards your assets from repossession. 
• Best of all, you’ll have enough money left over each month to cover your living expenses comfortably. You might even be able to take your kids for a well deserved burger and milkshake at Spur, with all those extra savings. Debt counselling gives you breathing space, every month. 

Do you want to know more about Debt Counselling?

You might not be sure if Debt Counselling (also known as Debt Review) is the right option for you, so we have chosen the most common questions and answers to help you make an informed decision.  

• What is debt review? It’s a legal process implemented in 2007 designed to help over-indebted individuals manage their debt.
• How long does debt review last? The timeline of your debt repayment plan depends on your unique financial circumstances, but most people complete the process within just a few years.
• What happens when I finish debt review? You will be issued with a clearance certificate, and your credit record will reflect that you’ve successfully paid off all your debts. You will be able to apply for credit again after this. 

Are you READY to try it out?

Click, calculate, and take control of your finances!
Your monthly breathing space is just a few easy steps away.

Try it NOW!